Internet life Direct offers a wide range of life insurance products to choose from, including term life insurance, whole life insurance, and universal life insurance.

Term Life Insurance

Term Life Insurance is the simplest form of life insurance. It provides affordable protection for a specific period of time at a scheduled premium level. This policy is rented from the insurance company and stays in force as long as you pay the premium.

Whole Life Insurance

Whole Life is permanent life insurance. As long as premiums are paid on a timely basis, your policy can never be cancelled. It's life insurance you'll always have. Once set, a Mutual Insurance Company guarantees that your premiums will never increase. Guaranteed Premium, Guaranteed Cash Value and Guaranteed Death Benefit.

Universal Life Insurance

Universal Life insurance is a flexible life insurance policy that combines the benefits of permanent life insurance protection and cash values with the convenience of adjustable premiums and payment schedules. Combination of term Insurance and a separate account which provides a fixed interest rate set by the insurance company.

Single Premium Whole Life Insurance

SPWL provides you with a valuable option... SPWL is a Whole Life contract that is funded with one up-front premium that buys a guaranteed death benefit. SPWL is designed for your clients interested in transferring assets income tax free from one generation to the next. By allocating a portion of your overall assets into a SPWL product you can:

1. Immediately Enhance the Value of your Estate
2. Transfer Assets Upon Death Income Tax Free
3. Avoid Market Volatility with guarantees
4. Provide a Guaranteed Death Benefit
5. Access Funds in the Event of an Emergency